What is the role of a Financial Planner?

How Do We Develop a Financial Plan to Suit Your Needs?

This is done by collecting and analyzing all relevant financial information that you currently have, reviewing and assessing your unique situation, and providing sound knowledgeable advice. We will assist you in ensuring that you are on the proper path to long-term financial security.

Establishing a Committed Relationship

The best way to achieve your goal of financial security is to establish a committed relationship with a qualified financial advisor. Once a relationship has been established, we will be attuned to your financial life, your needs, goals and objectives as well as your investment time horizon. You may be considering help from a financial planner for a number of reasons, whether it’s deciding to structure your business to take advantage of tax benefits or to buy a new home, plan for your children’s education, retirement or estate matters.

Whatever your needs, working with a financial planner like us is the stepping stone in securing your financial future.

Why a Professional?

To earn the prestigious certifications necessary to properly serve you, we have passed exams and maintained certifications that we feel are necessary to help our clients. Jean is a CFP®, and Registered Principal, Dan is a Registered Principal. Additionally, we must comply with the code of ethics and complete significant requirements of continuing education to stay current in financial planning knowledge.

Getting Started

Getting to know your financial picture is imperative. We will discuss your current situation, values and attitudes, where you are now and where you expect to be in the future. Should you decide that you could benefit from our expertise, we will schedule an appointment to meet again, where we will review specific details relevant to your personal situation. We will discuss the different types of risk as well as your tolerance levels. Learning of your goals and objectives and reviewing your current resources, we can then offer accurate recommendations in estate planning, insurance, investments, and taxes to help you with the development of your unique “Investment Policy Statement”.   

What can I expect?

In order to be of assistance to you as a client it is important that we get to know your entire financial picture.

We will take an opportunity to get to know each other to determine if we feel comfortable dealing with one another. We will discuss your current situation, values and attitudes, where you are now and where you expect to be in the future. Should you decide that you 
could benefit from our services, we will review specific details relevant to your personal situation.

What do I need?

It would be very helpful if we could review any statements pertaining to your investment portfolio, the last two years tax returns, details as to whether or not you have any life or disability insurance in place, and if there is a Trust, Will and/or Powers of Attorney in effect. 

It is very important that we become privileged to your entire financial picture. By working together we can make your future aspirations attainable. We will discuss the different types of risk as well as your tolerance levels. By learning your goals and objectives and reviewing your current resources, we can then offer accurate recommendations. 

It is essential that we work together so that you may receive the maximum benefit from our advice.

Our Clients:

Our clients recognize the value of their time - and of our expertise. They prefer to spend their time enjoying life, rather than trying to sort through the details in the ever-changing world of wealth management.

Most of our clients are either small businesses with less than 100 employees, or financially comfortable retirees and successful individuals who have accumulated at least $500,000 in assets. Many of our clients are referred to us by another one of our clients or by a trusted professional advisor - this is the greatest compliment we could ever receive. We are never too busy to speak with the friends and family referred to us by our clients and professional allies.

Our clients seek long-term relationships with their advisors. They value our personalized approach to wealth planning, accumulation and preservation. Our process is all about saving time and worry.  Most of all, our clients have goals. They strive for financial security for themselves and their families. We are committed to helping our clients achieve all their goals on a long term basis freeing their mind to enjoy the things that are important.